/* =====================================================================
   MRIB — Charte « Corporate assurance haut de gamme » (marine + orange)
   ===================================================================== */
:root {
  --navy:      #2E3A6E;
  --bg:        #0f1530;
  --bg-2:      #131a38;
  --panel:     #1a2246;
  --panel-2:   #212a54;
  --line:      #2b3562;
  --line-soft: #232c56;
  --text:      #eef1f8;
  --text-dim:  #b3bcd6;
  --text-mut:  #8993b6;
  --gold:      #F5A623;
  --gold-2:    #ffbf52;
  --gold-dim:  rgba(245,166,35,.14);
  --ok:        #4ea77b;
  --radius:    16px;
  --radius-sm: 10px;
  --shadow:    0 24px 60px rgba(0,0,0,.5);
  --shadow-sm: 0 10px 30px rgba(0,0,0,.35);
  --maxw:      1200px;
  --serif:     "Georgia","Times New Roman",serif;
  --sans:      -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0; background: var(--bg); color: var(--text);
  font-family: var(--sans); line-height: 1.65; -webkit-font-smoothing: antialiased;
}
a { color: var(--gold-2); text-decoration: none; }
a:hover { color: var(--gold); }
h1,h2,h3,h4,h5 { font-family: var(--serif); font-weight: 600; letter-spacing: .2px; line-height: 1.2; margin: 0; }
p { margin: 0 0 1em; }
.container { max-width: var(--maxw); margin: 0 auto; padding: 0 28px; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 9px;
  font-family: var(--sans); font-size: 12px; letter-spacing: 2.5px; text-transform: uppercase;
  color: var(--gold); font-weight: 700;
}
.eyebrow::before { content: ""; width: 26px; height: 2px; background: var(--gold); display: inline-block; }

/* ---------- Boutons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 9px;
  padding: 14px 26px; border-radius: var(--radius-sm); font-weight: 600; font-size: 15px;
  cursor: pointer; border: 1px solid transparent; transition: .18s; font-family: var(--sans); white-space: nowrap;
}
.btn svg { width: 18px; height: 18px; }
.btn-primary { background: linear-gradient(135deg, var(--gold-2), var(--gold)); color: #1c1305; box-shadow: 0 8px 22px rgba(245,166,35,.28); }
.btn-primary:hover { filter: brightness(1.06); color: #1c1305; transform: translateY(-2px); }
.btn-ghost { background: rgba(255,255,255,.02); border-color: var(--line); color: var(--text); }
.btn-ghost:hover { border-color: var(--gold); color: var(--gold-2); }
.btn-sm { padding: 10px 18px; font-size: 14px; }
.btn-block { width: 100%; }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 60;
  background: rgba(15,21,48,.82); backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line-soft);
}
.site-header .container { display: flex; align-items: center; justify-content: space-between; height: 78px; }
.brand { display: flex; align-items: center; }
.brand-logo { height: 52px; width: auto; display: block; background: #fff; padding: 7px 14px; border-radius: 11px; box-shadow: 0 4px 16px rgba(0,0,0,.4); }
.nav { display: flex; gap: 30px; align-items: center; }
.nav a { color: var(--text-dim); font-size: 14.5px; font-weight: 500; }
.nav a:hover { color: var(--text); }
@media (max-width: 860px){ .nav a:not(.btn){ display:none; } }

/* ---------- Media placeholders (emplacements photo) ---------- */
.media {
  position: relative; overflow: hidden; border-radius: var(--radius);
  background: linear-gradient(140deg, #1c2650, var(--navy) 70%);
  border: 1px solid var(--line); isolation: isolate;
}
.media::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(120% 80% at 80% -10%, rgba(245,166,35,.16), transparent 55%),
    repeating-linear-gradient(45deg, rgba(255,255,255,.025) 0 12px, transparent 12px 24px);
  z-index: 0;
}
.media > img { position: relative; z-index: 2; width: 100%; height: 100%; object-fit: cover; display: block; }
.media .media-cap {
  position: absolute; z-index: 1; inset: 0; display: flex; flex-direction: column;
  align-items: center; justify-content: center; gap: 10px; color: rgba(255,255,255,.42); text-align: center; padding: 20px;
}
.media .media-cap svg { width: 34px; height: 34px; opacity: .7; }
.media .media-cap span { font-size: 12.5px; letter-spacing: 1.5px; text-transform: uppercase; }
.media.ratio-16 { aspect-ratio: 16/10; }
.media.ratio-43 { aspect-ratio: 4/3; }
.media.ratio-11 { aspect-ratio: 1/1; }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background:
    radial-gradient(900px 460px at 82% -8%, rgba(245,166,35,.12), transparent 60%),
    linear-gradient(180deg, var(--bg-2), var(--bg));
  border-bottom: 1px solid var(--line-soft);
}
.hero .container { padding-top: 80px; padding-bottom: 80px; }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; }
@media (max-width: 940px){ .hero-grid { grid-template-columns: 1fr; gap: 40px; } }
.hero h1 { font-size: 48px; line-height: 1.1; margin: 20px 0 20px; }
.hero h1 .accent { color: var(--gold-2); }
.hero p.lead { font-size: 18.5px; color: var(--text-dim); max-width: 560px; }
.hero-cta { display: flex; gap: 14px; margin-top: 30px; flex-wrap: wrap; }
.hero-media { position: relative; }
.hero-media .media { box-shadow: var(--shadow); }
.hero-float {
  position: absolute; left: -26px; bottom: -26px; z-index: 5;
  background: linear-gradient(180deg, var(--panel), var(--panel-2));
  border: 1px solid var(--line); border-radius: var(--radius); padding: 20px 22px; box-shadow: var(--shadow); max-width: 260px;
}
@media (max-width: 940px){ .hero-float { position: static; margin-top: 18px; max-width: none; } }
.hero-float .t { font-family: var(--serif); font-size: 16px; margin-bottom: 12px; }
.hero-float .lvl { display: flex; align-items: center; gap: 10px; margin: 8px 0; color: var(--text-dim); font-size: 13.5px; }
.hero-float .lvl b { color: #fff; font-weight: 600; }
.hero-float .num { width: 22px; height: 22px; border-radius: 50%; background: var(--gold-dim); color: var(--gold-2); display: grid; place-items: center; font-size: 12px; font-weight: 700; flex: none; }

/* ---------- Trust band ---------- */
.trust { background: var(--bg-2); border-bottom: 1px solid var(--line-soft); }
.trust .container { display: flex; flex-wrap: wrap; gap: 14px 40px; justify-content: space-between; padding: 22px 28px; }
.trust .item { display: flex; align-items: center; gap: 11px; color: var(--text-dim); font-size: 14px; }
.trust .item svg { width: 20px; height: 20px; color: var(--gold); flex: none; }

/* ---------- Sections ---------- */
section { padding: 92px 0; }
.section-head { max-width: 720px; margin: 0 auto 54px; text-align: center; }
.section-head.left { margin-left: 0; text-align: left; }
.section-head h2 { font-size: 36px; margin: 16px 0 14px; }
.section-head p { color: var(--text-dim); font-size: 17px; margin: 0; }
.alt { background: var(--bg-2); border-top: 1px solid var(--line-soft); border-bottom: 1px solid var(--line-soft); }

/* ---------- Cartes univers (accueil) ---------- */
.univers-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
@media (max-width: 940px){ .univers-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px){ .univers-grid { grid-template-columns: 1fr; } }
.uni-card {
  background: linear-gradient(180deg, var(--panel), var(--panel-2));
  border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 28px 26px;
  display: flex; flex-direction: column; transition: .2s; position: relative;
}
.uni-card:hover { border-color: var(--gold); transform: translateY(-5px); box-shadow: var(--shadow-sm); }
.uni-icon {
  width: 54px; height: 54px; border-radius: 14px; display: grid; place-items: center;
  background: var(--gold-dim); color: var(--gold); margin-bottom: 20px;
}
.uni-icon svg { width: 28px; height: 28px; }
.uni-card .tag { font-size: 11px; letter-spacing: 2px; color: var(--text-mut); font-weight: 700; text-transform: uppercase; }
.uni-card h3 { font-size: 22px; margin: 9px 0 8px; }
.uni-card .tagline { color: var(--text-dim); font-size: 14.5px; flex: 1; }
.uni-card .foot { display: flex; align-items: center; justify-content: space-between; margin-top: 22px; padding-top: 18px; border-top: 1px solid var(--line-soft); }
.uni-card .from { font-size: 13px; color: var(--text-mut); }
.uni-card .from b { color: var(--gold-2); font-family: var(--serif); font-size: 19px; display: block; }
.uni-card .go { display: inline-flex; align-items: center; gap: 8px; color: var(--gold-2); font-weight: 600; font-size: 14px; }
.uni-card:hover .go { gap: 12px; }

/* ---------- Étapes ---------- */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
@media (max-width: 860px){ .steps { grid-template-columns: 1fr 1fr; } }
.step { position: relative; padding: 28px 24px; background: linear-gradient(180deg, var(--panel), var(--panel-2)); border: 1px solid var(--line); border-radius: var(--radius); }
.step .n { font-family: var(--serif); font-size: 15px; color: var(--gold-2); background: var(--gold-dim); width: 40px; height: 40px; border-radius: 50%; display: grid; place-items: center; margin-bottom: 16px; font-weight: 700; }
.step h4 { font-size: 18px; margin-bottom: 8px; }
.step p { color: var(--text-dim); font-size: 14.5px; margin: 0; }

/* ---------- Bandeau réassurance ---------- */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
@media (max-width: 940px){ .split { grid-template-columns: 1fr; gap: 36px; } }
.split .media { box-shadow: var(--shadow-sm); }
.checklist { list-style: none; padding: 0; margin: 24px 0 0; }
.checklist li { position: relative; padding-left: 36px; margin: 16px 0; color: var(--text-dim); font-size: 15.5px; }
.checklist li b { color: #fff; font-weight: 600; }
.checklist li::before {
  content: ""; position: absolute; left: 0; top: 2px; width: 22px; height: 22px; border-radius: 50%;
  background: var(--gold-dim); background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23F5A623' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: center;
}

/* ---------- Page univers : en-tête ---------- */
.uni-hero {
  background:
    radial-gradient(800px 360px at 88% -20%, rgba(245,166,35,.10), transparent 60%),
    linear-gradient(180deg, var(--bg-2), var(--bg));
  border-bottom: 1px solid var(--line-soft); padding: 34px 0 56px;
}
.breadcrumb { color: var(--text-mut); font-size: 13.5px; margin-bottom: 26px; }
.breadcrumb a { color: var(--text-mut); }
.breadcrumb a:hover { color: var(--gold-2); }
.uni-hero-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 48px; align-items: center; }
@media (max-width: 940px){ .uni-hero-grid { grid-template-columns: 1fr; gap: 32px; } }
.uni-hero .badge-icon { width: 60px; height: 60px; border-radius: 16px; background: var(--gold-dim); color: var(--gold); display: grid; place-items: center; margin-bottom: 20px; }
.uni-hero .badge-icon svg { width: 32px; height: 32px; }
.uni-hero .tag { display: block; font-size: 12px; letter-spacing: 2px; color: var(--gold); font-weight: 700; text-transform: uppercase; }
.uni-hero h1 { font-size: 40px; margin: 10px 0 10px; }
.uni-hero .tagline { color: var(--text-mut); font-size: 16px; }
.uni-hero .ub-intro { color: var(--text-dim); margin: 18px 0 0; font-size: 16.5px; }

/* ---------- Formules (kits) ---------- */
.kits { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; align-items: stretch; }
@media (max-width: 940px){ .kits { grid-template-columns: 1fr; max-width: 520px; margin: 0 auto; } }
.kit {
  background: linear-gradient(180deg, var(--panel), var(--panel-2)); border: 1px solid var(--line);
  border-radius: var(--radius); padding: 30px 28px; display: flex; flex-direction: column; position: relative;
}
.kit.highlight { border-color: var(--gold); box-shadow: var(--shadow-sm); background: linear-gradient(180deg, #232c58, var(--panel)); }
.kit.highlight::before { content: ""; position: absolute; inset: 0 0 auto 0; height: 4px; border-radius: var(--radius) var(--radius) 0 0; background: linear-gradient(90deg, var(--gold-2), var(--gold)); }
.kit .ribbon { position: absolute; top: -13px; left: 50%; transform: translateX(-50%); background: linear-gradient(135deg, var(--gold-2), var(--gold)); color: #1c1305; font-size: 11px; font-weight: 700; letter-spacing: 1px; padding: 6px 16px; border-radius: 20px; text-transform: uppercase; }
.kit .knum { font-size: 11px; color: var(--text-mut); letter-spacing: 2px; text-transform: uppercase; font-weight: 700; }
.kit h4 { font-size: 21px; margin: 10px 0 4px; }
.kit .kt { color: var(--text-mut); font-size: 13.5px; min-height: 20px; }
.kit .price { font-family: var(--serif); font-size: 40px; color: #fff; margin: 18px 0 2px; line-height: 1; }
.kit.highlight .price { color: var(--gold-2); }
.kit .price small { font-size: 14px; color: var(--text-mut); font-family: var(--sans); font-weight: 400; }
.kit .kdesc { color: var(--text-dim); font-size: 14.5px; margin: 14px 0 18px; padding-bottom: 18px; border-bottom: 1px solid var(--line-soft); }
.kit ul { list-style: none; padding: 0; margin: 0 0 26px; flex: 1; }
.kit ul li { position: relative; padding-left: 28px; margin: 12px 0; color: var(--text-dim); font-size: 14.5px; }
.kit ul li::before {
  content: ""; position: absolute; left: 0; top: 3px; width: 18px; height: 18px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='18' height='18' viewBox='0 0 24 24' fill='none' stroke='%23F5A623' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: center;
}

/* ---------- Comparatif ---------- */
.compare-wrap { margin-top: 48px; overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); background: var(--panel); }
table.compare { width: 100%; border-collapse: collapse; font-size: 14.5px; min-width: 640px; }
table.compare th, table.compare td { padding: 16px 20px; text-align: left; border-bottom: 1px solid var(--line-soft); }
table.compare thead th { background: var(--panel-2); color: var(--text); font-family: var(--serif); font-size: 15px; font-weight: 600; }
table.compare thead th.col-hl { color: var(--gold-2); }
table.compare tbody th { color: var(--text-dim); font-weight: 500; font-family: var(--sans); }
table.compare tbody tr:last-child td, table.compare tbody tr:last-child th { border-bottom: none; }
table.compare td { color: var(--text-dim); }
table.compare td.col-hl { color: #fff; font-weight: 600; background: rgba(245,166,35,.05); }

.note { margin-top: 30px; padding: 20px 24px; background: var(--gold-dim); border-left: 3px solid var(--gold); border-radius: 10px; color: var(--text-dim); font-size: 14.5px; }
.note b { color: var(--gold-2); }

/* ---------- Footer ---------- */
.site-footer { background: var(--bg-2); border-top: 1px solid var(--line-soft); padding: 64px 0 34px; }
.footer-grid { display: grid; grid-template-columns: 1.5fr 1fr 1fr; gap: 40px; }
@media (max-width: 780px){ .footer-grid { grid-template-columns: 1fr; } }
.footer-grid h5 { font-family: var(--serif); font-size: 16px; margin: 0 0 16px; }
.footer-grid p, .footer-grid a { color: var(--text-dim); font-size: 14.5px; margin: 7px 0; display: block; }
.footer-legal { margin-top: 40px; padding-top: 22px; border-top: 1px solid var(--line-soft); color: var(--text-mut); font-size: 12.5px; }

/* =====================================================================
   FORMULAIRES
   ===================================================================== */
#form-section { scroll-margin-top: 90px; padding: 84px 0; }
.form-wrap { max-width: 880px; margin: 0 auto; }
.form-header { margin-bottom: 10px; }
.form-header h2 { font-size: 28px; margin-bottom: 12px; }
.selected-kit { display: inline-flex; align-items: center; gap: 12px; background: var(--panel); border: 1px solid var(--gold); border-radius: 30px; padding: 8px 18px; font-size: 14px; }
.selected-kit .price { color: var(--gold-2); font-weight: 700; font-family: var(--serif); }
.form-badge { display: inline-block; margin: 16px 0 0; padding: 7px 15px; border-radius: 8px; font-size: 13px; background: var(--gold-dim); color: var(--gold-2); border: 1px solid rgba(245,166,35,.3); }
.form-lead { color: var(--text-dim); margin: 20px 0 0; font-size: 15.5px; }

form.mrib-form { margin-top: 32px; }
.fs { background: var(--panel); border: 1px solid var(--line); border-radius: var(--radius); padding: 26px 26px 10px; margin-bottom: 22px; }
.fs > legend { font-family: var(--serif); font-size: 19px; color: var(--text); margin: 0 0 20px; padding: 0; display: flex; align-items: center; gap: 12px; }
.fs > legend::before { content: ""; width: 8px; height: 8px; border-radius: 50%; background: var(--gold); }
.grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px 22px; }
@media (max-width: 620px){ .grid2 { grid-template-columns: 1fr; } }
.field { margin-bottom: 16px; display: flex; flex-direction: column; }
.field.col-2 { grid-column: 1 / -1; }
.field label { font-size: 13.5px; color: var(--text-dim); margin-bottom: 8px; font-weight: 500; }
.field label .req { color: var(--gold); margin-left: 3px; }
.field .help { font-size: 12px; color: var(--text-mut); margin-top: 5px; }
.field input, .field select, .field textarea {
  background: var(--bg); border: 1px solid var(--line); border-radius: 9px; color: var(--text);
  padding: 12px 14px; font-size: 15px; font-family: var(--sans); width: 100%; transition: .15s;
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--gold); box-shadow: 0 0 0 3px var(--gold-dim); }
.field textarea { min-height: 120px; resize: vertical; }
.field select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%23F5A623' d='M6 8L0 0h12z'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 14px center; padding-right: 36px; }
.radio-row { display: flex; gap: 12px; flex-wrap: wrap; }
.radio-row.cols-2 label { flex: 1; min-width: 130px; }
.opt { display: flex; align-items: center; gap: 10px; background: var(--bg); border: 1px solid var(--line); border-radius: 9px; padding: 11px 14px; cursor: pointer; font-size: 14px; color: var(--text-dim); transition: .15s; }
.opt:hover { border-color: var(--gold); }
.opt input { width: auto; accent-color: var(--gold); }
.opt.checked { border-color: var(--gold); color: var(--text); background: var(--gold-dim); }
.checks { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
@media (max-width: 620px){ .checks { grid-template-columns: 1fr; } }
.form-actions { display: flex; gap: 14px; align-items: center; margin-top: 6px; flex-wrap: wrap; }
.form-note { color: var(--text-mut); font-size: 13px; margin-top: 16px; }
.form-status { margin-top: 18px; font-size: 15px; display: none; padding: 14px 18px; border-radius: 9px; }
.form-status.show { display: block; }
.form-status.ok { background: rgba(78,167,123,.14); border: 1px solid var(--ok); color: #a9e0c4; }
.form-status.err { background: rgba(200,80,80,.14); border: 1px solid #b45; color: #f0b7b7; }

/* ---------- Page merci ---------- */
.thanks { max-width: 640px; margin: 0 auto; padding: 100px 24px; text-align: center; }
.thanks .check { width: 84px; height: 84px; border-radius: 50%; background: var(--gold-dim); border: 2px solid var(--gold); display: grid; place-items: center; margin: 0 auto 26px; color: var(--gold-2); font-size: 40px; }
.thanks h1 { font-size: 34px; margin-bottom: 14px; }
.thanks p { color: var(--text-dim); font-size: 16px; }

/* ---------- Répéteur (ex : liste des sinistres) ---------- */
.repeater .rep-items { display: flex; flex-direction: column; gap: 16px; margin-bottom: 14px; }
.rep-item { background: var(--bg); border: 1px solid var(--line); border-radius: 12px; padding: 18px; }
.rep-item-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.rep-item-head span { font-size: 12px; color: var(--gold-2); font-weight: 700; letter-spacing: 1px; text-transform: uppercase; }
.rep-del { background: transparent; border: 1px solid var(--line); color: var(--text-dim); width: 32px; height: 32px; border-radius: 8px; cursor: pointer; font-size: 20px; line-height: 1; transition: .15s; }
.rep-del:hover { border-color: #b45; color: #f0b7b7; }
.rep-add { margin-top: 2px; }

/* ---------- Estimateur de tarif ---------- */
.estimator { margin-top: 44px; background: linear-gradient(180deg, var(--panel), var(--panel-2)); border: 1px solid var(--line); border-radius: var(--radius); padding: 32px; }
.est-head h3 { font-size: 24px; margin: 12px 0 8px; }
.est-head p { color: var(--text-dim); font-size: 15px; margin: 0 0 24px; max-width: 660px; }
.est-tiers { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
@media (max-width: 820px){ .est-tiers { grid-template-columns: 1fr; } }
.est-tier { text-align: left; background: var(--bg); border: 1px solid var(--line); border-radius: 12px; padding: 18px; cursor: pointer; transition: .15s; display: flex; flex-direction: column; gap: 6px; }
.est-tier:hover { border-color: var(--gold); transform: translateY(-2px); }
.est-tier.active { border-color: var(--gold); background: var(--gold-dim); }
.est-tier-label { font-weight: 600; color: var(--text); font-size: 15px; }
.est-tier-desc { color: var(--text-mut); font-size: 13px; line-height: 1.4; }
.est-result { display: none; margin-top: 24px; padding-top: 24px; border-top: 1px solid var(--line-soft); text-align: center; }
.est-result.show { display: block; }
.est-price { font-family: var(--serif); font-size: 44px; color: var(--gold-2); line-height: 1; }
.est-msg { color: var(--text-dim); font-size: 14px; margin: 10px auto 18px; max-width: 520px; }

/* ---------- Encadré garantie / acceptation ---------- */
.disclaimer { display: flex; gap: 14px; margin-top: 30px; padding: 20px 22px; background: var(--gold-dim); border: 1px solid rgba(245,166,35,.28); border-left: 3px solid var(--gold); border-radius: 10px; }
.disclaimer svg { width: 22px; height: 22px; color: var(--gold); flex: none; margin-top: 2px; }
.disclaimer strong { display: block; color: var(--gold-2); font-size: 14px; margin-bottom: 4px; }
.disclaimer p { color: var(--text-dim); font-size: 14px; margin: 0; }

/* ---------- Pied de page enrichi ---------- */
.site-footer .footer-grid { grid-template-columns: 1.8fr 1fr 1.1fr 1fr; }
@media (max-width: 900px){ .site-footer .footer-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px){ .site-footer .footer-grid { grid-template-columns: 1fr; } }
.social { display: flex; gap: 10px; margin-top: 16px; }
.social a { width: 36px; height: 36px; border: 1px solid var(--line); border-radius: 9px; display: grid; place-items: center; color: var(--text-dim); transition: .15s; }
.social a:hover { border-color: var(--gold); color: var(--gold-2); }
.social svg { width: 18px; height: 18px; }
.footer-legal .legal-links { display: flex; flex-wrap: wrap; gap: 8px 20px; margin-bottom: 14px; }
.footer-legal .legal-links a { color: var(--text-dim); font-size: 13px; }
.footer-legal .legal-links a:hover { color: var(--gold-2); }

/* ---------- Hero : cadre au ratio de la bannière (image entière visible) ---------- */
.hero-media .media { aspect-ratio: 1339 / 570; }
.hero-media .media > img { object-fit: cover; }

/* ---------- Hero : carte "3 niveaux" sous la bannière (plus de chevauchement) ---------- */
.hero-media .hero-float { position: static; inset: auto; left: auto; bottom: auto; margin-top: 20px; max-width: none; box-shadow: var(--shadow-sm); }

/* ---------- Hero : retirer le cadre autour de la bannière ---------- */
.hero-media .media { border: none; }

/* ---------- Pages légales ---------- */
.legal-page { padding: 56px 0 84px; }
.legal-page .container { max-width: 820px; }
.legal-page h1 { font-size: 34px; margin: 12px 0 20px; }
.legal-page h2 { font-size: 20px; margin: 32px 0 10px; color: var(--gold-2); }
.legal-page p, .legal-page li { color: var(--text-dim); font-size: 15.5px; line-height: 1.7; }
.legal-page ul { padding-left: 20px; margin: 0 0 12px; }
.legal-page li { margin: 6px 0; }
.legal-page a { color: var(--gold-2); }

/* ---------- Ligne de consentement RGPD ---------- */
.consent-line { display: flex; align-items: flex-start; gap: 10px; margin: 4px 0 18px; color: var(--text-dim); font-size: 13.5px; line-height: 1.5; cursor: pointer; }
.consent-line input { margin-top: 3px; accent-color: var(--gold); flex: none; }
.consent-line a { color: var(--gold-2); }